Finance | bedex01

Financing

We offer many payment options for your specific needs. Our most popular option is our 0% interest account. This makes furnishing your home much easier.*

Bedroom Express® offers GE Capital, Citifinancial as well as alternate sources such as Progressive Finance. We offer a “no credit check” option. This helps many people who do not qualify for a regular credit based account get the mattress or furniture they need now.

Special financing promotions with deferred payments may require a higher minimum purchase.

Promotion depends on event.

Finance Terms Minimum Purchase

Revolving account, no special terms $ 50.00
3 Months - Deferred Interest with minimum payments $ 100.00
6 Months - Deferred Interest with minimum payments $ 250.00
12 Months - Deferred Interest with minimum payments $1,000.00
18 Months - Deferred Interest with minimum payments $2,400.00
24 Months - Deferred Interest with minimum payments $3,000.00
36 Months - Deferred Interest with minimum payments $3,500.00
48 Months - Deferred Interest with minimum payments $4,200.00
60 Months - Deferred Interest with mimum payments $5,000.00

Interest at 29.99% will be assessed and charged from the purchase date if the promotion balance, including optional charges, is not paid in full during the special finance period or if a late payment is made. Minimum monthly payments are required. If account goes 60 days past due, promotion may be terminated early and interest accrued at 29.99% will be billed. Minimum interest $2. Available upon approved credit, not all applicants will qualify. Other terms are available. See credit agreement for complete details.

Other terms may apply see sales representative, or call the store nearest you for more details.

Lay-A-Way at Bedroom Express

We are often asked if Bedroom Express has a Lay-A-Way program. The simple answer is, YES. Best of all, its free.

Our Lay-A-Way plan is simple.

Pick the items you'd like to purchase.

Place a down payment.

Make payments a minimum of once a month.

Most Lay-A-Ways run approximately 90 days. However, we are happy to extend the terms for a little longer as long as monthly payments are made.

An account with no activity for 60 days will be considered inactive.

Inactive accounts will convert to store credit.

Discontinued, Showroom Samples and / or One of a kind items may not qualify for Lay-A-Way

See salesperson for details.

Apply Online now!